1. Verify the store before the deal
Check the exact domain, company identity, contact information, returns policy and whether the checkout stays on a legitimate encrypted connection. Be cautious with links received through unsolicited messages, especially when the offer creates unusual urgency.
2. Limit the data you hand over
Only provide information required for the transaction. A store generally does not need unrelated identity documents, account passwords or one-time authentication codes. Never send banking credentials through email or chat.
3. Use a payment method with controls
Prefer payment methods that let you dispute unauthorized transactions or limit exposure. Virtual cards, card controls and transaction notifications can reduce the time between fraud and detection when your bank supports them.
4. Protect the account around the payment
Use a unique password for the store account and enable multi-factor authentication where available. Keep the browser, operating system and security software updated before making sensitive transactions.
5. React quickly to anomalies
If you see an unexpected charge, login alert or password-reset message, contact your bank or service provider using a trusted channel. Change compromised passwords and review active sessions. Do not keep testing a suspicious merchant with additional payments.
